Download Bank Statement Templates All Formats Excel, PDF, and Word
As a business owner, checking the bank statement is crucial to make sure there is no missing transaction. You probably like doing audit by matching your accounting report with the bank statement. Therefore you need a template that helps you write the monthly statement neatly in the bank statement templates.
Usually, a bank statement is sent each month to the account holder. Today printing statement is not necessary because you can do it only through banking.
Apart from a business audit, having a bank statement can help you apply for a certain program, from home loan until filling taxes. We don’t provide the bank statement without purpose, but we do it for a number of reasons below:
Applying For A Loan
A loaner needs a bank statement to verify your capability before giving you some loan. By this way, the lender will know your income while comparing your credit score so they can take a better consideration about how much money you can get. This is also safe for your wallet because you will lend a number of money that you are capable to return.
Filling The Taxes
Having the bank statement can benefit you a lot when you want to itemize the tax deductions. A clear purchase can be a highlight from the bank statement. Even though filling taxes doesn’t require you to submit the bank statement, in the future when you are audited, this can save you. So, you need to be ready with the bank statement template you can download in our page.
Free Application for Federal Student Aid
This is also known as FAFSA which is used to determine students eligibility before receiving financial student aid. The two of the requirements are bank statements and W-2s.
Disputing A Credit Report
Fixing some errors on the credit report needs a supporting document which is one of them is a bank statement. You can contact the bureaus as well as the creditor.
Applying for A Car Loan
So, do you need a car but you still have no sufficient money? Then you probably you need to apply car loan. But before going there, make sure you prepare your bank statement to prove you have a steady income. Usually, lenders ask three months statement.
Planning Your Budget
One of the best thing from our bank statement template is allowing you to set your budget properly. You can check and track your spending history and plan better financial management in the future.
State Medicaid Program Requirement
If you want to be qualified for state Medicaid program, submitting the bank statement is a must. Why? Because this program is based on income so you will see the coverage. This program is designed for elderly, disabled and low-income citizens.
So, do you think you still don’t need the bank statement template? We think you need to get prepared with our template. In the near future probably you will need our template for certain needs. Don’t worry, it is free and without registration.
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